Cost estimator
Pick a procedure and a state, tell us how you're covered, and see what you are likely to pay, worked out from what hospitals bill, what Medicare pays, and the cash prices and insurer rates hospitals publish.
Your estimate appears here.
Start by typing a procedure. Try a hip or knee replacement in Florida or an MRI of the brain.
An estimate, not a quote. It covers the hospital's own charge; surgeons, anesthesiologists, radiologists and other doctors usually bill separately. Your real cost depends on your plan's negotiated rate with that hospital, whether it is in network, and what care you end up needing. Before planned care, ask the hospital and your insurer for a written estimate.
How the estimate is worked out
- Private insurance. We take the typical rate commercial insurers have negotiated for this procedure, from hospitals' own price files, then apply your deductible, coinsurance and out-of-pocket maximum.
- Medicare. For a hospital stay you owe the Part A deductible ($1,736 per benefit period in 2026), whatever the hospital bills. Outpatient care is 20% of Medicare's approved amount after the $283 Part B deductible.
- No insurance. We show the hospital's published cash price where it has one, next to its list price. Ask for the cash price and for financial assistance before you pay.
- Ranges. "Typical" is the median hospital; the range runs from the 25th to the 75th percentile, so the cheapest and dearest quarter of hospitals fall outside it.