US Health Care Costs

Yearly checkup, established patient, age 18 to 39

CPT 99395 · Doctor and ER visits · hospital facility charge

At the 76 hospitals whose price files we have read so far, the typical cash price is $115, and most charge between $61 and $254 (the middle 80%; price files contain errors, so the extremes are left out). Pick a state to compare its hospitals.

Estimate what you would pay

$115typical cash price
$220typical commercial insurer rate
$231typical list price
76hospitals in 25 states so far
Typical cash price by state
AKMEWIVTNHWAIDMTNDMN$74IL$260MI$191NY$293MA$204ORNVWYSDIAIN$53OH$103PA$64NJ$171CT$235RICA$149UTCONE$61MOKYWVVAMDDEAZNMKSARTN$70NC$115SCDCOK$61LAMSALGA$501HITXFL$161PR

Every state

StateHospitalsTypical cash priceLowest cashHighest cashTypical insurer price
Arizona1–––$282
California3$149$149$149$108
Connecticut1$235$235$235$142
Florida4$161$67$254$81
Georgia1$501$501$501–
Illinois4$260$105$415$502
Indiana1$53$53$53$97
Massachusetts3$204$99$204$143
Michigan3$191$191$191$158
Minnesota1$74$74$74$233
Missouri1–––$143
North Carolina4$115$115$243$128
Nebraska1$61$61$61$105
New Jersey8$171$33$175$66
Nevada1–––$240
New York1$293$293$293$238
Ohio4$103$88$203$187
Oklahoma1$61$61$61–
Pennsylvania7$64$47$233$138
South Carolina1––––
Tennessee1$70$70$70$108
Texas19–––$284
Utah2–––$233
Virginia2–––$57
Washington1–––$145
76 hospitals so far: only hospitals whose price files we've read are listed, and more are added every night. The price is the hospital's part; the doctor usually bills separately.

Common questions

How much does yearly checkup cost at a hospital?

At 31 hospitals that publish a cash price, the typical price for yearly checkup is $115, and most charge between $61 and $254. The typical rate commercial insurers have negotiated is $220. These are hospital prices; independent clinics, imaging centers and labs often charge less.

Is it cheaper to pay cash or use insurance for yearly checkup?

At 9 of the 21 hospitals that publish both, the cash price is lower than the typical insurer rate. Remember that with insurance you pay only your share of that rate once your deductible is met, and that cash payments usually don't count toward your deductible.

Does the price include the doctor?

No. These are the hospital's own charges, often called the facility fee. The doctors involved, such as the surgeon, the anesthesiologist or the radiologist who reads a scan, usually send a separate bill.

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